Bank of India Q2 FY26 Financial Growth Chart: Bank of India, one of India’s leading public sector banks, continues to demonstrate resilience in a dynamic economic landscape by releasing its provisional business figures for the second quarter of fiscal year 2026. These updates provide crucial insights into the bank’s lending and deposit mobilization activities, reflecting broader trends in the banking sector such as credit expansion and liquidity management. Investors and analysts closely monitor such disclosures to gauge operational health, especially as the institution navigates post-pandemic recovery and regulatory changes.
For the quarter ended September 30, 2025, standout figures include a robust 14.62 percent year-on-year rise in domestic advances to Rs 5.97 lakh crore, alongside an 8.5 percent increase in domestic deposits to Rs 7.3 lakh crore. Global metrics also showed positive traction, with overall business expanding 11.8 percent to Rs 15.62 lakh crore.
Unpacking the Key Financial Metrics for Q2 FY26
The bank’s domestic advances climbed to Rs 5.97 lakh crore from Rs 5.65 lakh crore in the corresponding quarter last year, marking a 14.62 percent growth that underscores strong demand in retail and corporate lending segments. Domestic deposits followed suit, growing 8.5 percent to Rs 7.3 lakh crore compared to Rs 6.73 lakh crore previously. On the global front, gross advances rose 13.94 percent to Rs 7.09 lakh crore, while deposits increased 10.08 percent to Rs 8.53 lakh crore, contributing to an 11.8 percent uptick in total global business at Rs 15.62 lakh crore.
Additionally, domestic retail term deposits saw a 14.15 percent surge to Rs 3.45 lakh crore from Rs 3.02 lakh crore, highlighting consumer confidence in fixed-income products amid fluctuating interest rates. These provisional numbers, shared via an exchange filing, offer a snapshot ahead of the full audited results.
Accessing Quarterly Updates and Investor Guidelines
Stakeholders can retrieve these business updates directly from the bank’s official investor relations section on its website or through stock exchange platforms like BSE and NSE, where filings are posted promptly after board approvals. For deeper analysis, review the accompanying PDF documents that detail breakdowns, though no specific sector-wise splits were provided in this release.
Investors should cross-reference these figures with regulatory guidelines from the Reserve Bank of India, ensuring compliance with disclosure norms under SEBI regulations. Monitoring tools such as financial apps or alerts from exchanges can help track real-time announcements.
Broader Context from Q1 and Upcoming Earnings Outlook
Building on momentum from the first quarter, where standalone net profit soared 32 percent to Rs 2,252.1 crore and asset quality improved with gross NPA ratio dropping to 2.92 percent, the Q2 advances growth signals sustained lending vigor. Market sentiment remains positive, with shares closing 0.41 percent higher at Rs 126.04 on the NSE, up 23.69 percent over the past year. Analysts maintain a balanced view, with five buy ratings and an average target of Rs 133.50.
Looking ahead, full Q2 earnings are expected in late October or early November 2025, potentially including detailed segmental performance and forward guidance on credit growth amid economic projections.
Bank of India’s Q2 FY26 figures paint a picture of steady expansion, bolstering its position in the competitive banking arena. For ongoing developments, consult the official Bank of India website or trusted financial news sources to stay informed on earnings calls and strategic shifts.
What are Bank of India Q2 FY26 business updates? Domestic advances up 14.62% YoY to Rs 5.97 lakh crore; deposits rise 8.5% to Rs 7.3 lakh crore. Global business grows 11.8% to Rs 15.62 lakh crore as of Sept 30, 2025.
